8 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

saving & spending - budgeting & expenses
Last updated April 2, 2025 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

None Drivers: Say Goodbye to High Auto Insurance Rates if You Live in These Zip Codes

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

Our new tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $233 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used our new tool and now I’m able to pay just $50 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this new tool and compare and score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. You will get a phone call from an agent and they’ll set it up for you right away.

Compare rates now and score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It takes two minutes. Super fast. You have to trust me on this. Just try it out.

Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.1

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Get an extra $1,300 back every year with this account

What if I said that starting today, you’d get an extra $1,300 every year?2Sounds crazy, but this company called Origin could do just that for you.

Now … they aren’t handing out any actual money, technically speaking. But they’ve figured out subscribers to their all-in-one financial app save around $1,300 each year, when they bring their financial life under their one subscription.

Origin replaces nearly all your other money apps by bringing your financial accounts under one roof. Sign up here and securely connect the other accounts, and you’ll get a bird's-eye view of your net worth, spending, investments, real estate, equity, and more.

Honestly, you could probably even delete your other financial apps once you connect the accounts to Origin. It’s just that good. Plus, it goes beyond budgeting with estate planning, financial planning, and investing products to help you build wealth.

Get a free 7-day trial here, and get back as much as $1,300 every year.

Earn a $300 bonus offer when you open and fund this powerful account

We hate to tell you this, really. But if you aren’t using Bank of America Advantage Banking, you could be missing out on extra cash. Don’t worry though … it's easy to fix.

Earn a $300 bonus when you open an account through the Bank of America promotional page. This offer is available online only and may not be available if you leave this page, visit bankofamerica.com, visit a Bank of America Financial center, or if you call the bank. See offer page for more details. Bank of America, N.A. Member FDIC.

Besides potentially earning a nice bonus, you’ll also get access to Bank of America’s highly-rated mobile apps, thousands of ATMs and financial centers, 24/7 security with Total Security Protection® and fraud monitoring, and much more.

This is practically passive income and a great way to supercharge your earnings. Hurry, this is a limited-time offer and is only valid through 5/31/2025.

Open a Bank of America Advantage Banking account here

Get the budgeting app with automatic analysis and personalized tips

Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.

That’s where the Albert budgeting app comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.3

Take back control with the power of Albert’s automatic analysis features:

  • Suggestions on where you could be saving.
  • Alerts to monthly fees or bill increases.
  • See your subscriptions listed out so you can cancel unwanted ones.

Try Albert for 30 days before you’re charged: Subscription starts at $11.99 per month (which is worth it for what it could do for your money).

Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.

Download Albert

Get the all-in-one budgeting app that could put money back in your wallet

Ever felt the sting of overpaying for a subscription you barely use? How about a monthly bill that seems to keep going up and up? An extra $20 or $30 every week really adds up …

An all-in-one finance app like Hiatus could end this problem for you.

Hiatus helps you track and cancel subscriptions you no longer need, so you can stop worrying about forgotten free trials and unwanted recurring charges. Hiatus can also identify bills you may be overpaying on, then negotiate and lower them on your behalf.

Our tip: Go for the “Premium” version when you sign up. It’s only $10/month and gives you instant access to their most effective money-saving tools.

Download Hiatus

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.4

Choose a plan from Choice Home Warranty here and lock in 2024 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year